There are countless Florida residents who have yet to finalize their estate plans. These individuals may have a variety of excuses for the delay. These excuses might even seem viable to them, but if they fail to complete their estate planning before they die, eventually there will come a moment when it’s too late to get this task completed. For that reason, estate planning is best done now, rather than later.

Nevertheless, the excuses persist. Here are several of the most frequently used excuses for why people haven’t finalized their estate plans:

I don’t like the idea of planning for my death: A lot of people have graced this planet with their beautiful presences — billions upon billions of them, in fact — but there has never been a single person we know of who didn’t eventually die. Your family will be better off when you’re appropriately prepared for this eventuality.

It’s too complicated! The process of planning your estate might feel complicated, but that’s what expert assistance is for. If you surround yourself with the right people, you’ll be able to finalize your estate plan with out a hangup.

Only wealthy people need to plan their estates: Everyone needs an estate plan — including the rich, the poor and the middle class. At the bare minimum, you should create a health care power of attorney and a financial power of attorney so someone is available to care for you in the event of your incapacitation. At the end of the day, your estate plan will make life enormously easier for your heirs.

It’s time to drop the excuses — and if you haven’t already done so — you might want to think about what your estate plan could be lacking and get it taken care of immediately.